Money resources.

Books and tools Erika recommends for money in a small agency.

3 resources

Profit First

Mike Michalowicz

Simple cash allocation that works for project income. Ignore the hype tone; keep the bank-account discipline.

Best for: Studios mixing tax, payroll, and owner pay in one account.

Xero

Clean bookkeeping for project agencies. Pair it with a weekly cash view and it becomes a decision tool, not just compliance.

Best for: Agencies ready to stop living in spreadsheets alone.

Harvest

Time tracking that helps pricing and capacity without feeling like surveillance. Useful for fixed-fee margin reviews.

Best for: Teams that sell hours or need honest project costings.